Forensic accounting jobs sit in three main places: accounting and consulting firms, government agencies, and banks and insurers with their compliance departments. Many don’t carry the title forensic accountant, and you’ll usually need one to three years of general accounting first. The table below matches each job to its nearest federal pay group, so you can compare pay and entry requirements side by side.
What Can You Do With a Forensic Accounting Degree?
You can aim at any of the eleven jobs below, usually after a stretch of regular accounting experience. Each title links to its own career guide, so you can dig into any role. One caution first: the BLS has no occupation called forensic accountant, so every pay figure here is the median for the closest group, not for forensic work alone.
| Job | Closest BLS group | Median pay, May 2025 | Typical entry education |
|---|---|---|---|
| Forensic accountant | Accountants and auditors | $83,680 | Bachelor’s degree |
| Forensic auditor | Accountants and auditors | $83,680 | Bachelor’s degree |
| Divorce forensic accountant | Accountants and auditors | $83,680 | Bachelor’s degree |
| Fraud examiner | Financial examiners | $94,160 | Bachelor’s degree |
| Compliance officer | Compliance officers | $80,730 | Bachelor’s degree |
| Fraud analyst | Financial specialists, all other | $81,100 | Set by each employer |
| Anti-money laundering analyst | Financial specialists, all other | $81,100 | Set by each employer |
| Fraud investigator | Claims adjusters, examiners and investigators | $78,000 | High school diploma or equivalent |
| Financial crimes investigator | Detectives and criminal investigators | $93,790 | High school diploma to a college degree; federal agencies may require a bachelor’s |
| IRS special agent | Detectives and criminal investigators | $93,790 | Education, specialized experience or both |
| FBI forensic accountant | Accountants and auditors | $83,680 | Accounting or related bachelor’s degree |
Read the pay column as the middle of a whole occupation, from new hires to managers. Your own number depends on employer, city and credentials. Financial examiners show how wide the spread is. The lowest 10 percent earned under $56,230. The highest 10 percent earned over $174,200. If you want the detail, our forensic accountant salary guide and fraud examiner salary guide break it down.
What Does Each Forensic Accounting Job Involve?
The eleven jobs fall into three working worlds. Pick the one that sounds like the way you’d want to spend your days, then open that role’s guide. If you can’t decide yet, the next few sections show what each world looks like.
Which Jobs Are at Accounting and Consulting Firms?
The forensic accountant is the title you’ll see most. The ACFE says these accountants trace funds, prepare reports from their findings and get data ready for litigation. Their employers include forensic divisions of public accounting firms, risk consulting firms, lawyers, insurers and financial institutions.
A divorce forensic accountant does that tracing in family-law cases. The American Institute of Certified Public Accountants (AICPA) lists family law support among the areas covered by its Certified in Financial Forensics (CFF) credential, next to fraud detection and bankruptcy.
If you’re drawn to federal work, the forensic auditor title is the one you’ll see most. ATF forensic auditors analyze complex data to uncover bank, wire and mail fraud, money laundering and embezzlement. The GAO’s Forensic Audits and Investigative Service focuses on fraud, waste and abuse across the federal government.
How do you get into a firm? A forensic accountant posting on Reddit’s r/Accounting gives a three-step answer: “First, search out consulting firms that have a forensic department.” Then you take a regular audit or tax role there, and ask to move over after a year or two.
Which Jobs Are at Banks and Insurers?
If you’d rather work inside a bank, fraud analyst is the usual entry point. Citizens lists fraud operations roles that analyze account activity and identify suspicious patterns before fraud happens. The ACFE adds that internal fraud analysis watches a company’s own employees, while external analysis deals with outside fraudsters.
Anti-money laundering (AML) analyst jobs come from the Bank Secrecy Act (BSA). The BSA authorizes the Department of the Treasury to set reporting rules for financial institutions, and it requires them to report suspicious activity. If you want that path, Utica University’s online master’s in forensic accounting has an academic partnership with the Association of Certified Anti-Money Laundering Specialists (ACAMS).
If insurance appeals to you, fraud investigators often work there. The Hartford describes a Special Investigations Unit with investigative experts, a forensic data analytics unit and teams for medical fraud and fire investigations. You’d be working suspect claims and the paperwork behind them, not just spreadsheets.
Compliance officers make sure organizations follow the rules. You’ll typically need a bachelor’s degree, the BLS says, and it projects about 32,700 openings a year.
Fraud examiners overlap with bank regulation. The BLS says most financial examiners work in finance and insurance, the federal government or state governments. The Federal Deposit Insurance Corporation (FDIC) trains new Financial Institution Specialists to become Commissioned Examiners within three and a half years.
Which Jobs Are in Government?
If you want federal casework, the FBI forensic accountant handles the financial side of complex cases. The FBI says these accountants work in every field office and testify to their findings in court. Its careers page prefers three to five years of experience in public accounting, forensic accounting or internal audit.
An IRS special agent is a sworn officer who combines accounting expertise with law enforcement skills. IRS Criminal Investigation handles tax fraud, narcotics trafficking, money laundering, public corruption and healthcare fraud. A former IRS special agent on r/Accounting puts it plainly: “Working in financial crimes is a great career path.” The agent job asks for at least 50 hours a week.
Financial crimes investigator jobs run from local police detectives to federal special agents, the ACFE says, and state and local investigators typically specialize in one type of crime such as white-collar crime. The Office of Inspector General (OIG) at the Department of Health and Human Services investigates fraud tied to its programs and lists criminal investigator, general investigator and investigative analyst jobs.
How Do You Choose Between These Jobs?
Start with how you want to spend a Tuesday, not with the job title. The sources describe very different days, and a few questions narrow the list fast.
| If you want to… | Look at | What the sources say |
|---|---|---|
| Testify and work with lawyers | Forensic accountant, forensic auditor, divorce forensic accountant | Forensic accountants frequently work with lawyers and are often required to give evidence in court, says FRP Advisory |
| Work cases inside a bank | Fraud analyst, AML analyst, compliance officer | Citizens describes roles that analyze account activity and take steps to prevent fraud before it happens |
| Investigate with a badge | IRS special agent, financial crimes investigator | IRS special agents are sworn officers, and the agent role asks for at least 50 hours a week |
| Handle suspect insurance claims | Fraud investigator | The Hartford pairs investigators with a forensic data analytics unit |
| Examine banks for the government | Fraud examiner | The FDIC trains new specialists to become Commissioned Examiners within three and a half years |
Notice that the badge jobs and the bank jobs ask different things of you. If you don’t want irregular hours or a firearm, the firm, bank and insurer paths give you plenty of fraud work without them. If you do want enforcement work, the federal agencies are where it lives.
Which Entry-Level Forensic Accounting Jobs Should You Search For?
You won’t often start with the forensic title. The ACFE says most positions require at least one to three years of accounting experience, and many forensic accountants earn it as general accountants. So search the titles below, then check each posting for words like fraud, investigation, litigation support and suspicious activity.
| Search this title | Where it’s posted | What it builds |
|---|---|---|
| Audit or tax associate | Accounting and consulting firms with a forensic practice | The accounting experience most forensic roles ask for, plus an internal move to the forensic team |
| Fraud operations analyst | Banks such as Citizens | Skill at analyzing account activity and spotting suspicious patterns |
| Claims or special investigations roles | Insurers such as The Hartford | Investigative and data analytics experience on suspect claims |
| Financial Institution Specialist | FDIC | Team-based bank examination, with training toward Commissioned Examiner |
| Investigative Analyst | Health and Human Services OIG | Support for criminal investigators on civil and criminal fraud cases |
| Internal auditor | Companies of any size | A bachelor’s-level path where deterring and detecting fraud is part of the scope |
Titles are slippery, so you shouldn’t search only for the word forensic. Ohio University notes that many financial-crime jobs don’t include the words forensic accountant in the title. One commenter on r/Accounting suggests: “Search Anti-Money Laundering, Legal Monitorship, or Legal Compliance jobs.”
Our forensic accounting internships guide covers the earliest rung, and the Investigative Analyst listing is a federal example of a support role that doesn’t require a badge.
Which Forensic Accounting Jobs Can You Get With a CFE Certification?
Several. The CFE is the credential built for fraud work, and you’ll see employers name it in postings. The ATF asks forensic auditors for a CPA and/or a CFE on top of an accounting degree and several years of experience. The FBI lists the CFE, the CPA and the CFF among the certifications it prefers for forensic accountants.
The ACFE also ties the CFE to internal auditors, saying it gives them the knowledge to evaluate fraud risk. To sit for the exam you need 40 points in the ACFE’s eligibility system, and 50 to be certified. Education and work experience both earn you points.
That makes the CFE a realistic goal during your first job, not after it. You can weigh it against the license in our CFE vs CPA guide, or read the full CFE certification guide.
Which Forensic Accounting Jobs Are Growing?
The BLS publishes projections for the groups above, not for forensic work itself, and they cover 2025 to 2035:
- Accountants and auditors: 5 percent growth, faster than the average, with about 115,300 openings a year.
- Financial examiners: 9 percent growth, much faster than the average.
- Compliance officers: 4 percent growth, about as fast as the average.
- Claims adjusters, appraisers, examiners and investigators: a 6 percent decline, but about 21,600 openings a year.
- Police and detectives: 3 percent growth, about as fast as the average.
A projected decline doesn’t mean you can’t find work. Openings still appear when people retire or switch careers. And the ACFE says demand for forensic accountants is rapidly increasing because of heightened awareness of fraud.
Where Can You Study for Forensic Accounting Jobs?
Of the 65 programs we track, 40 are fully online. They come from 55 schools in 24 states. The mix is 22 bachelor’s programs, 27 master’s programs and 16 graduate certificates. If you want to compare them, start with our forensic accounting program rankings, then narrow by level in the bachelor’s or master’s list.
A few examples show you how the jobs connect to coursework. Each name links to the full review.
| Program | Level | What you study |
|---|---|---|
| Southern New Hampshire University, BS in Accounting with a forensic accounting and fraud examination concentration | Bachelor’s, fully online | Four concentration courses on classic fraud types, financial statement fraud, fraud interviewing and investigating with computers |
| Purdue University Global, BS in Accounting and Analytics with a forensic accountancy concentration | Bachelor’s, fully online | Fraud and forensic accounting, fraud detection and financial statement analysis, digital forensics and investigative techniques |
| Carlow University, MS in Fraud and Forensics | Master’s, fully online | An anti-fraud educational partnership with the ACFE, plus an optional cyber threat research track |
| West Virginia University, MS in Forensic and Fraud Examination | Master’s, fully online | Capstones where you pitch a case to real IRS criminal investigators and testify in moot court |
| Utica University, MS in Forensic Accounting | Master’s, fully online | Forensic coursework through the whole curriculum, with no accounting bachelor’s required to apply |
Already working as an accountant? A certificate such as West Virginia University’s graduate certificate adds the forensic layer in 12 credits, so you can pivot without starting a new degree. Our graduate certificates list has more of these.
Frequently Asked Questions About Forensic Accounting Jobs
Do You Need a Forensic Accounting Degree for These Jobs?
How Hard Is It to Get a Job in Forensic Accounting?
Do You Need a CPA to Be a Forensic Accountant?
Is There Demand for Forensic Accountants?
Do Forensic Accountants Testify in Court?
Sources
- Career Path Detail: Forensic AccountantCareer Path: InvestigationCareer Path Detail: Internal AuditorCFE Credential Eligibility
- Getting Into Forensic Accounting
- Accountants and Auditors: Occupational Outlook HandbookFinancial Examiners: Occupational Outlook HandbookCompliance Officers: Occupational Outlook HandbookClaims Adjusters, Appraisers, Examiners, and Investigators: Occupational Outlook HandbookPolice and Detectives: Occupational Outlook Handbook
- A Day in the Life of a Forensic Accountant
- A Day in the Life of a Forensic Accountant
- FBI Forensic Accountants: Following the MoneyForensics Careers at the FBIFBI Eligibility and Hiring
- Forensic Auditors
- Forensic Audits and Investigative Service
- About Criminal InvestigationIRS Criminal Investigation Special Agent
- Careers at the HHS Office of Inspector General
- Financial Institution Specialist
- Special Investigations Unit
- Fraud Careers
- Bank Secrecy Act
- How to Get Into Forensic Accounting (r/Accounting thread)How to Break Into a Forensic Accounting Job (r/Accounting thread)Any Fraud Accountants Out There? (r/Accounting thread)
- School program and tuition pages (each review links the pages we checked)
Sources retrieved to .